Our experiences

Since 2013, our experts have been assisting decision makers across Africa’s digital financial services ecosystem.
From ideation through to market launch, Aviso is the preferred partner of leading telecom operators, banks, fintechs, international development institutions, and regulators.

Licensing strategy & Regulatory approval

Telco operators, Fintechs

  • Which license to secure business strategy and growth ambitions?
  • Which structure and governance model should be put in place?
  • What resources should be allocated (financial, technical and human) while ensuring a sustainable business model?
  • Which regulatory requirements must be complied with as a result?
  • Electronic Money Institution (EMI)?
  • Payment Institution (PI / PSP)?
  • Microfinance Institution (MFI)?
  • Credit Institution (Bank)?

Licensing strategy & Regulatory approval

Telco, Fintechs

  1. Understanding business model and growth ambitions
  2. Designing the target regulated entity
  3. Building the information required by the Regulator
  4. Preparing and formalizing the license application file
  5. Monitoring the process through to license approval

References

References

Industry reports

Building the Fintech ecosystem
& advancing financial inclusion

  • Driving payroll digitalization in Senegal
  • Boosting merchant payment adoption in Côte d’Ivoire
  • Building the Fintech ecosystem in Mali
  • Shaping the Fintech legal and regulatory framework in Madagascar
  • Advancing e-KYC in Morocco
  • Expanding electronic payments and digital financial services in Algeria
  • Unlocking USSD in the WAEMU region

Industry reports

Building the Fintech ecosystem
& advancing financial inclusion

  1. Market dynamics analysis
  2. Stakeholder interviews: central banks, regulators, Fintech & consumer associations, service providers, investors, etc.
  3. Analysis of the applicable legal and regulatory framework
    Identification of challenges, obstacles, and barriers to financial inclusion
  4. Country comparison (benchmarking)
  5. Policy reform recommendations

Growth strategy & Business modeling

Fintechs, Telco operators, Banks

  • Crafting business plans tailored to Africa
  • Designing launch, relaunch, and optimization strategies
  • Driving growth and geographic expansion
  • Sizing and structuring business plans

Growth strategy & Business modeling

Fintechs, Telco operators, Banks

  1. Learn insights from market players’ success stories, failures, regulatory expectations and market trends
  2. Co-create value proposition, shape growth assumptions
  3. Size target markets, customer potential, revenue models and investment requirements
  4. Decide the business plan, build the investment case and the rollout roadmap
  5. Accelerate implementation and excute

References